Loan Rates / Loan Applications
CHECK OUT OUR NEW RATES!
We do not offer online credit applications, so please do NOT fill out anything that may pop up when accessing this page. There is a link below for you to print our application out.
Click Below for the 2 Page Application - We will also need your last 2 current paycheck stubs.
Contact us if you would like to have us get an application to you or you can click the link above, which will open a separate window to the application in a PDF file (you'll need adobe reader to view and print). Print both pages and fill out completely. You can mail, fax, email or drop off at our office location. We will also need a copy of your last 2 current paycheck stubs.
3 Year | 4 Year | 5 Year | 6 Year | |
UNTITLED 2020/21 Up to 72 Months | 4.25% APR | 4.25% APR | 4.25% APR | 4.25% APR |
vehicle yrs 2016-2021 | 4.25% APR | 4.75% APR | 5.25% APR | 5.75% APR |
vehicle years 2015 and older | 4.75% APR | 5.25% APR | 5.75% APR | ------------ |
APR = Annual Percentage Rate
**On vehicle purchases if you have a credit score over 700, you qualify for an additional 1/2% off**
PERSONAL LOANS: Max of $3,000; repayable max of 24 months; with an APR of 12%
*1/2% OFF DOES NOT APPLY TO PERSONAL LOANS
Credit Score over 700 | 10% |
Credit Score over 650 | 11% |
Credit Score under 649 | 12% |
These loan policies were enacted by the Board of Directors at the February 2019 Board meeting.
All previous loan policies are null and void as of February19, 2019.
Maximum aggregate loan limits shall be $100,000 per member.
For complete loan policy, contact the credit union office.
Example of what a $10,000 loan would cost you:
3 Years @ | 4.25% | $668.66 | = | $10,668.66 |
4 Years @ | 4.75% | $999.97 | = | $10,999.97 |
5 Years @ | 5.25% | $1,392.00 | = | $11,392.00 |
6 Years @ | 5.75% | $1,848.24 | = | $11,848.24 |
